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This Week’s Farming News:

• Pendle launches Ecosystem USDC vault on Morpho, co-curated with Wintermute, distributing 7,500 PENDLE weekly across PT-reUSD, PT-sUSDS, and PT-USDG positions.

• Pendle launched PT Looping incentives — extra 2% APY on top of fixed PT yield through August 27, capped per pool. Existing loopers since July 16 get a retroactive 3% APY bonus.

• Solstice launched strcUSX on Solana, splitting STRC’s ~12% dividend into a senior tranche (~7% target, paid first) and a junior first-loss tranche (~20% target).

• OnRe USDC Vault cap increases to $30M on Solana, offering 7.2% APY including ONyc rewards and 3x OnRe points.

• Mezzanine launches "Tranche Anything" to tokenize any yield product into tranched markets, not just its own vault.

• Tangent Finance highlights Stake DAO's sUSG/reUSD pool offering 27.46% APR (10.44% base + 17.02% $CRV) among stablecoin pools.

Farming Benchmarks:

Unincentivized stablecoin lending is still averaging 3–5% (Aave USDC led last check at 3.47%). Fixed-rate PT benchmarks span 3–7% (USDG ~3.03%, USDS ~5.25%, AUSD ~6.73%). Every farm below beats that baseline — some by 4–5x. When a rate looks too good relative to this range, that gap is usually the incentive/emissions component, not organic yield — check the breakdown in each card.

Earn up to 15% Stables and >5%on ETH:

StakeDAO – OUSD/crvUSD LP –19% APR(Ethereum – Boosted Curve LP)

Curve pool pairing OUSD (Origin Protocol’s yield-bearing stablecoin) with crvUSD, boosted via StakeDAO’s veCRV lock. The headline 19% is almost entirely CRV emissions — organic trading fees contribute just 0.10%. This is the highest APR in the letter, but it’s also attached to the smallest pool by far.

Risk — High ⚠️
Underlying TVL is $3.73K — this is an extremely thin pool. Any meaningful deposit becomes a large share of the pool, and exiting could move the price against you. 99.6% of the yield is CRV emissions, which can taper sharply if gauge votes shift — there is essentially no organic yield floor here. OUSD itself carries its own strategy and smart contract risk. Treat this as a small, speculative allocation only.

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Pendle – LP sUSDe –11.67% APY(Monad – Pendle LP)

An LP position (not the fixed PT) in Pendle’s sUSDe market on Monad. sUSDe is Ethena’s yield-bearing synthetic dollar, combining yield from staked ETH and Ethena’s basis strategy. LPs earn trading fees from PT/YT swap activity plus the underlying sUSDe yield — this is meaningfully more liquid than the OUSD pool above, with $15.46M in AMM liquidity.

Risk - Medium ⚠️ LP yield is variable and will compress as the Oct 22 maturity approaches and PT/YT trading activity slows. sUSDe’s yield has shifted post-Q1-2026 toward more lending/RWA sourcing and less pure basis trade, generally more stable but lower-yielding at the margin. Pendle AMM mechanics behave differently from a standard LP — review how impermanent loss works in this specific pool type before entering. Monad network risk applies. Pendle smart contract risk applies.

StakeDAO – ETH+/WETH LP – 5% APR (Ethereum – Boosted Curve LP)

Curve pool pairing ETH+ with WETH, boosted via StakeDAO. This is the deepest, most established pool in the letter — $9.81M underlying TVL with $3.09M currently deposited through StakeDAO. The lowest headline rate here, but also the lowest risk by a wide margin.

ETH+ is Reserve Protocol’s ETH index token, 100% backed by a diversified basket of five ETH liquid staking tokens: 50.07% wstETH (Lido), 23.50% weETH (Ether.fi), 14.96% sfrxETH (Frax), 6.47% ETHx (Stader), and 5.00% rETH (Rocket Pool), with a 2.34% blended staking yield and a 9% Staked RSR overcollateralization buffer.

Risk — Lower
All five underlying collaterals are ETH-pegged LSTs, so ETH+ tracks ETH closely and impermanent loss against WETH is minimal in normal conditions. The diversification across five LSTs actually reduces single-protocol risk versus holding one LST directly — but it also means you inherit a slice of smart contract risk from all five (Lido, Ether.fi, Frax, Stader, Rocket Pool), plus Reserve’s own index layer. The 9% Staked RSR buffer provides a first-loss cushion if any collateral underperforms. Roughly 30% of the yield (1.63% of 5.53%) is organic trading fees, the rest CRV emissions. Curve and StakeDAO smart contract risk applies.

Today’s News Headlines:

- Hyperliquid adds automated token holder payouts
- Hyperliquid invests $29M for US expansion
- xStocks expands tokenized equities into HyperEVM
- Gnosis proposes Ethereum rollup transition
- Solana narrowly avoids transaction finality halt

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Today’s News Headlines:

- Arc Mainnet confirmed for September 16 launch
- Sen. John Kennedy calls for an immediate Senate vote on the CLARITY Act
- Cloudflare launches native crypto wallets
- ai16z founder winds down token
- Mastercard pilots stablecoin compliance framework

Find and execute the 15%+ stablecoin yields in minutes
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This Week’s Farming News:

• Resupply executes Proposal 33, increasing borrowing rewards in RSUP by 33% by routing 6.25% weekly emissions from the concluded Retention Program to borrowers.

• Aave's Monad market offers USDe collateral a 1% yield boost on top of Ethena's promotional rewards for a total of 5% APY.

• Curve Finance activates CRV rewards on 3 new Llamalend v2 gauges with instant claim via Stake DAO deposits.

• Term launches RockawayX Tori USDC Ecosystem Vault on Ethereum, lending USDC against trUSD, strUSD, and PT tokens.

• Tangent Finance launches cbBTC/WBTC lending market on Ethereum with CRV incentives, allowing borrowing against Curve LP tokens while keeping rewards.

• Hylo opens XP farming on all Solana LP pairs containing hyUSD on Meteora, earning 5 XP per day per 1 hyUSD staked.

• Felix Protocol offers 12.09% APY on USDT0 deposits on Hyperliquid L1, driven by strong borrow demand across kHYPE, HYPE, UBTC, and wstHYPE markets.

• Curvance launches the Agua Global Carry Vault on Monad via Reservoir, introducing aguaUSDCgc as a yield-bearing USDC market position

Farming Benchmarks:

Average Lending APY on proven stablecoins: 3 - 5%

Unincentivized. Yields are still holding in the 3–5% range. Aave USDC was this week’s standout, up 29bp to 3.47%, while sUSDe and syrupUSDC gave back the most ground (-15bp, -11bp). Ondo’s USDY remains the steadiest name on the board, flat for a second straight week.

Fixed Rate benchmark: 3 - 7%

Fixed-rate (PT) benchmarks range 4–7%:
USDG at 3.03%, down from last week’s 3.27%
USDS at 5.25% - slight change from last week’s 5.23%
and AUSD at 6.73% (slightly up from last week’s 6.51%

Earn Up to 15% Stables and >5%on ETH:

StakeDAO – Llamalend wstETH crvUSD Lending – 15.% APR (Ethereum – Boosted lending)

Lend crvUSD into Curve’s Llamalend market where borrowers post wstETH as collateral, boosted via StakeDAO’s veCRV lock (2.50x) on top of the base Curve lending rate. On the base (unboosted) Curve app, net supply APY shows 7.11% (30-day average 9.66%), and StakeDAO’s boost pushes it to the current 15.74% APR shown on their vault. Underlying TVL is $1.37M with total deposits on StakeDAO’s side still very small ($22.56) — this looks like a fresh, thinly-deposited strategy.

Risk — Medium ⚠️
The historical rate chart tells an important story: current APY on the base market has fallen sharply to 0.19%, down from a 1M average of 2.46% and 1Y average of 4.12% — this rate is genuinely volatile and swings with wstETH borrowing demand.

The StakeDAO boosted figure (15.74%) reflects a snapshot and can move just as much as the base rate does. With only $22.56 currently deposited through StakeDAO, this vault has essentially no track record yet — you’d be an early depositor.

Available liquidity on the base market is $570.26K against $1.52M total, which is reasonable, but confirm current conditions before entering given how much the rate has moved recently. Curve, Llamalend, and StakeDAO smart contract risk applies.

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Aerodrome – Slipstream USDC/USDT LP – Up to 11% APR(Base – Concentrated LP)

A concentrated liquidity (CLMM) position on Aerodrome’s Slipstream on Base, pairing USDC and USDT. Unlike a standard stable pool, this requires setting a price range — tighter ranges earn more fees per dollar deployed but need more active management, since the position stops earning if the price moves outside your range. At the tightest ±0.01% range, current APR was showing ~3.91%; wider ranges or Autopilot mode can push toward the 11% ceiling depending on volume and range selection.

Risk - Medium ⚠️ This is not passive — CLMM positions require monitoring and occasional rebalancing as price drifts, or the position falls out of range and stops earning fees entirely. The actual APR you get depends heavily on the range you choose; the 11% figure is not guaranteed at every setting. USDT counterparty risk (centralized issuer) applies. Aerodrome and Base smart contract/network risk applies. More hands-on than the other picks this week.

IPOR – TAU cbETH Dynamic Looping –5.7%+ 3% APY + IPOR Points(Base – Leveraged loop)

IPOR’s automated TAU strategy loops cbETH (Coinbase’s liquid staking token) across Aave v3 Core, Euler v2, Clearstar Fusion, and Morpho on Base, dynamically rebalancing to optimize the spread without manual management.

Current spot APY is 5.74%, with the position also earning IPOR points as a bonus on top. Aave v3 Core is the dominant allocation (93.5%: $37.2M assets at 2.37%, $32.9M liabilities at 1.95%), with smaller slices in Euler and Morpho. Withdrawals are scheduled with a 12-hour delay rather than instantly.

⚠️ The 30-day performance chart shows real spikes and dips rather than a flat rate — expect variability. The 12-hour withdrawal delay means you can’t exit instantly in a fast-moving market. cbETH is Coinbase’s LST, carrying centralized issuer risk on top of standard smart contract risk. IPOR’s dynamic strategy adds a contract layer managing the loop across four separate protocols (Aave, Euler, Clearstar, Morpho) — more moving parts than a single-protocol loop. Base network risk applies.

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Today’s News Headlines:

- Trade.xyz covers losses from SK Hynix flash crash
- Hastra expands into auto loans
- BRIX launches FX carry trades
- Reflect launches yield tranching on Solana
- Orca adds LP auto-compounding
- Jupiter launches Spot V2
- Senate prioritizes Clarity Act passage

Find and execute the 15%+ stablecoin yields in minutes
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This Week’s Farming News:

• Reflect launched a universal tranching layer on Solana — split any yield-bearing asset into a protected or leveraged tranche, launching soon with a major DeFi issuer.

• Axis Origin Vault launches on Ethereum with a $50M initial cap, powered by Upshift, accepting USDT, USDC, or USDx deposits.

• Hastra launches AUTO on Solana backed by U.S. auto loans, bringing near-prime consumer lending yield onchain for the first time.

• Pareto Credit launches institutional yield on Solana via Nest Credit, offering exposure to FalconX Global prime brokerage lending.

• fxSAVE leads the Stable Yields leaderboard with 8.59% APY on USDC across Ethereum.

• Pendle offers PT-AUSD at 6.67% fixed APY on Monad, with native AUSD yield at 3.5%. AUSD supply on Monad reached $118M (up 65% in 30 days)

• 1inch commits 10M 1INCH and 500k USDC to Aqua LP rewards across 80+ markets over three months via Merkl.

• World Liberty Fi USD1 campaign runs through Aug 7 on Binance, offering up to 5.56% APR on USD1 holdings.

• Makina Finance launches Senior Royco USDC Machine on Ethereum, deploying capital exclusively into Senior tranches across Royco Dawn markets.

• Hylo enables XP rewards on all Meteora LP pools paired with hyUSD stablecoin on Solana.

• Jupiter Lend‘s Earn Vaults now offer over 5% APY on JUICED and jlUSDC yield-bearing receipt tokens.

Farming Benchmarks:

Average Lending APY on proven stablecoins: 3 - 5%

Unincentivized Lending yields on proven stablecoins are holding in the 3–5% APY range. Aave USDT lending sits at the low end (2.7%), while Maple’s Syrup USDC leads at 5.07%. Institutional products — Ondo’s USDY strong at the 3.5% level.

Fixed Rate benchmark: 4 - 7%

Fixed-rate (PT) benchmarks range 4–7%: USDG at 3.27%, USDS at 5.5% slightly down from last week’s 5.5%), and AUSD at 6.51% (slightly down from last week’s 6.86%)

Earn Up to 12% on USD Stablecoin Farms:

StakeDAO – USD3/sUSDe LP – USD3 + sUSDe –11.21% APR(Ethereum – Boosted Curve LP)

Curve stable pool pairing USD3 (3Jane’s diversified stablecoin, backed by a mix of SMB loan receivables, crypto money markets, and consumer credit lines) with sUSDe (Ethena’s yield-bearing stablecoin). Boosted via StakeDAO’s collective veCRV lock (1.74x) — no personal CRV lock needed. Notably, 3.50% of the yield is genuine trading fees, not just emissions — a healthier ratio than most incentivized pools this week.

Risk — Medium ⚠️ USD3 is Reserve Protocol’s basket-backed stablecoin, diversified across multiple underlying stables and yield sources rather than a single collateral type — its peg depends on that basket holding value collectively.

sUSDe carries residual Ethena risk, though its yield now leans more on lending/RWAs than basis trading post the Q1 2026 pivot. 7.71% of the yield is CRV emissions and can taper if gauge voting shifts. Curve and StakeDAO smart contract risk applies.

Pendle – PT reUSD (USDC) – reUSD –11% Fixed APR(Ethereum – Pendle PT)

Pendle Principal Token on reUSD — buy at a discount today and redeem 1 USDC at maturity, locking in a fixed 11% APR. reUSD earns the greater of risk-free rate +250bps or Ethena basis yield +250bps, with off-chain deployment to reinsurance surplus notes. Instant redemption on reUSD is a genuine advantage over most PTs.

Risk — Medium ⚠️ PT price can fall before maturity if implied yields rise — only matters if you sell early rather than holding to maturity. reUSD’s yield floor is partly tied to Ethena’s basis conditions, so sUSDe market stress feeds into what reUSD earns. Standard reUSD depeg risk applies given its off-chain reinsurance exposure. Pendle smart contract risk applies.

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Kamino – Steakhouse USDG High Yield – USDG –7.4% APY(Solana – Lending vault)

Lend USDG — Paxos’s regulated, fiat-backed stablecoin from the Global Dollar Network — into Steakhouse Financial’s curated high-yield vault on Kamino. Steakhouse is one of the most reputable curators in DeFi, known for conservative parameter-setting on Morpho and now extending that reputation to Solana via Kamino. This is a straightforward lending position with a fully regulated stablecoin as the underlying asset.

The vault is a slightly higher lending strategy allocating across highly liquid Kamino markets: Maple Market (2.5%), SOL/BTC Market (64%), Prime Market (26.3%), and a small JLP slice. $112.49M supplied against $101.98M borrowed. 0% management fee, 5% performance fee. Live since September 2025.

Risk — Low/Medium⚠️ Utilization is high at 90.65% — meaning available liquidity is thin relative to deposits, so large withdrawals may face a queue and rates can swing quickly. 3.71% of the yield is incentives, so the sustainable base is closer to the ~4% underlying market APYs. The largest allocation (45%) sits in Maple Market, which carries off-chain institutional credit exposure, and the SOL/BTC market adds volatile collateral. PYUSD itself is one of the cleanest stables available. Kamino and Sentora smart contract risk applies, plus Solana network risk.

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Today’s News Headlines:

- Ondo perps launch points program
- CLARITY Act advances to Senate floor vote
- AFX loses $24M in bridge exploit
- Movement Labs files for Chapter 11
- YieldBasis proposes $10M WBTC expansion
- Grass Stage 2 USDC claims go live
- 42DAO’s stablecoin collapses 99% after oracle exploit
- B²Network exploited for $3.86M on BNB Chain

Find and execute the 15%+ stablecoin yields in minutes
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This Week’s Farming News:

• Apyx launches a new vault with Arkonix that deposits apxUSD and loops PT-apyUSD across Pendle and Morpho for amplified fixed yield.

• IPOR introduces the Base USDC Lending Optimizer by Clearstar Labs, allocating liquidity across Aave, Euler, and Morpho on Base with cbAsset market access.

• Aave V4 Prime Hub now offers 1% USDC rebates on borrow rates, paid in USDC, for borrowers using bluechip collateral at high factors.

• Liquity offers 10% APR on ETH deposits via the Liquity vault on Fusion (powered by IPOR), with ~330 ETH capacity remaining on Ethereum.

• Hylo launches xBTC on Solana, offering 3x leveraged BTC exposure as a liquidation-resistant token with 0% minting fees this week.

• Pendle is proposing to launch PT-AUSD on Aave V3.

• Saturn Credit allocates $5,000 in incentives to the Saturn Vault on Monad over two weeks, with potential increases based on borrow demand.

• Mezzanine is offering multiple ways to deploy USDC: mint liquid mzUSD, LP, or lend to earn points pre-launch.

• LoopScale adds $1M USDC liquidity to OnRe Loops on Solana, offering up to >20% APY on PT-ONyc and >10% APY on ONyc + 6x OnRe Points.

Farming Benchmarks:

Average Lending APY on proven stablecoins: 3 - 5%

Unincentivized Lending yields on proven stablecoins are holding in the 3–5% APY range. Aave USDC lending and Circle’s USYC sit at the low end (3.15%), while Maple’s Syrup USDC leads at 4.82%. Institutional products — Ondo’s USDY strong at the 3.5% level.

Fixed Rate benchmark: 4 - 7%

Fixed-rate (PT) benchmarks range 4–7%: USDG at 4.21%, USDS at 5.5%( up from last week’s 4.98%), and AUSD at 6.86% (also up from last week’s 6.68%)

Earn Up to 12% on USD Stablecoin Farms:

StakeDAO – USD3/scrvUSD LP – USD3 + scrvUSD – 12.11% APR (Ethereum – Boosted Curve LP)

Curve pool pairing USD3 with scrvUSD, boosted via StakeDAO’s collective veCRV lock (1.49x). USD3 is 3Jane’s yield-bearing stablecoin, backed by a diversified credit mix — roughly 57% SMB loan receivables, 30% crypto money markets (Aave), plus consumer installment loans and multi-chain credit lines.

scrvUSD is the savings version of crvUSD, accruing yield from Curve’s lending revenue. APR breaks down as 0.76% trading fees + 11.35% boosted CRV. TVL is $262.54K.

Risk — Medium ⚠️ ~94% of the APR is CRV emissions, so this is primarily an incentive farm — if gauge voting shifts, the rate compresses toward the sub-1% trading fee base. The 1.49x boost is on the lower end for StakeDAO, meaning less reward capture than pools with higher boosts. USD3’s credit-heavy backing carries real-world loan performance risk rather than on-chain collateral risk. TVL is thin at $262K — size entry and exit carefully. Curve and StakeDAO smart contract risk applies.

Euler – K3 Capital USDtb Vault – USDtb –10.68% APY(Ethereum – Lendin g

Lend USDtb — Ethena’s T-bill-backed stablecoin with reserves in BlackRock’s BUIDL fund — into K3 Capital’s Prime Market vault on Euler. Total supply APY is 10.68%: 3.45% base lending yield plus 7.23% in USDtb Merkl rewards (campaign ends July 24, 2026).

USDtb is one of the cleanest stables to lend — direct T-bill backing, no basis exposure. Borrowers post a mix of collateral, mostly weETH (63%) plus USDC, USDT, WETH, and WBTC. $468.96K total supply with $126.17K available liquidity.

Risk — Medium ⚠️ 7.23% of the yield is a Merkl reward ending July 24 — after that, the rate drops toward the 3.45% base. The dominant collateral is weETH (63% exposure), so an EtherFi/restaking issue or weETH depeg is the main collateral risk. Available liquidity is modest at $126K — larger exits may queue. K3 Capital is a smaller, newer curator. Euler smart contract risk applies.

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Kamino – Sentora PYUSD Vault – PYUSD – 7.53% APY (Solana – Lending vault)

Lend PYUSD — PayPal’s stablecoin, issued by Paxos Trust Company on behalf of PayPal under NYDFS regulation and backed 1:1 by cash and short-duration Treasuries — into Sentora’s Balanced-profile vault on Kamino. Supply APY is 7.53% (90-day average 6.45%), of which 3.71% comes from PYUSD incentives (~80K PYUSD distributed weekly).

The vault is a conservative lending strategy allocating across highly liquid Kamino markets: Maple Market (45%), SOL/BTC Market (28.3%), Prime Market (26.3%), and a small JLP slice. $112.49M supplied against $101.98M borrowed. 0% management fee, 5% performance fee. Live since September 2025.

Risk — Low/Medium⚠️ Utilization is high at 90.65% — meaning available liquidity is thin relative to deposits, so large withdrawals may face a queue and rates can swing quickly. 3.71% of the yield is incentives, so the sustainable base is closer to the ~4% underlying market APYs. The largest allocation (45%) sits in Maple Market, which carries off-chain institutional credit exposure, and the SOL/BTC market adds volatile collateral. PYUSD itself is one of the cleanest stables available. Kamino and Sentora smart contract risk applies, plus Solana network risk.

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Today’s News Headlines:

- Maple Proposes Revenue-Based SYRUP Buybacks
- World Migrates to Robinhood Chain
- Jito Confirms Solana-Only Trading Venue
- PancakeSwap Launches on Robinhood Chain
- Rysk V12 Goes Live on Ethereum
- N1 Acquires 01Exchange
- Arbitrum Earns Fees From Robinhood Chain

This Week’s Farming News:

• StableEarn launches on StableHub, enabling USDT holders to earn on-chain yield directly through the platform.

• Exponent launches srONyc on Solana, offering protected exposure to ONyc with 8.36% APY and 45.32% principal protection.

• Apyx launches new Morpho markets for PT-apxUSD and PT-apyUSD with 86% LLTV, curated by Hyperithm. Suppliers earn 40x points multiplier toward the October 13 airdrop.

• Goblin Finance launches Goblin Private Credit I, its first RWA vault on Aptos via Pharos Network with a $20M limit. The permissioned private credit vault settles fully on-chain through Ember Protocol.

• Jito launches JTX waitlist with access opening next week, confirming it will build exclusively on Solana rather than the Robinhood chain.

• SkyMoney offers fixed yield on sUSDS at 4.97% APY through November 26, 2026, built with Pendle Finance.

• Yieldbasis reopens capacity in main leveraged farming pools on Ethereum with limited availability.

• Stacks launches stBTC liquid staked Bitcoin via Stacking DAO, enabling BTC holders to earn base yield while keeping capital active in lending and trading.

• Neverland launches Merkl campaigns on Monad for AUSD and Pendle PT-AUSD supplies with nMON incentives.

• Turtle launches Huma PST Vault on Ethereum targeting 10-15% APY by supplying USDC and looping 2.5-3x through Morpho.

Farming Benchmarks:

Average Lending APY on proven stablecoins: 3 - 5%

Lending yields on proven stablecoins are holding in the 3–5% APY range. Sky Lending’s sUSDS sits at the low end (3.60%), while Maple’s Syrup USDC leads at 4.99%. Institutional products — Circle’s USYC and BlackRock’s BUIDL — price between 3.2–3.4%.

Fixed Rate benchmark: 4-7%

Fixed-rate (PT) benchmarks range 4–7%: USDG at 4.21%, USDS at 4.98%, and AUSD at 6.68%.

Earn Up to 10% on USD Stablecoin Farms:

Upshift – earnAUSD Pool – AUSD –7% APY(Monad – Yield vault)

earnAUSD is Upshift’s primary liquid yield token on Monad, systematically allocating AUSD across top DeFi opportunities — starting with lending optimization across Morpho, Euler, Curvance, and Uniswap, with plans to expand to basis trades. The vault is curated and composable across the main Monad protocols.

Share price of 1.0279 reflects accumulated yield since launch. One important mechanic: yields are realized on a randomized schedule (usually within 3 days). Withdrawing before the next yield realization may result in lower effective returns than the quoted APY.

Risk — Medium ⚠️ AUSD is less battle-tested than USDC or USDT. Upshift’s multi-strategy allocation means yield sources and risk vary with the vault’s underlying positions — check the current allocation on their dashboard. Gamma Research curates the strategy but this adds a layer of trust in their risk judgment. Monad network risk applies as a newer chain.

Aave V3 – AUSD Lending –7% APY (Monad – Lending)

Lend AUSD into Aave’s Monad v3 market. Total APY is 6.70%: 2.00% base lending yield plus 4.70% WMON via a Merkl incentive program initiated by the Aave DAO.

Note that the WMON reward applies to your net lending position — AUSD supplied minus any AUSD, GHO, mUSD, USDC, USDT0, WETH, or USDe borrows you have open. Supply is 71.72% utilized ($14.34M of $20M cap) with $4.83M available liquidity.

Risk — Lower⚠️ AUSD is the main variable here — less established than USDC or USDT. Aave’s protocol risk is well-understood and battle-tested across multiple chains. Monad network risk applies. The 7% rate is variable and will fluctuate with borrowing demand — verify live before entering.

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Morpho – StableEarn Vault – USDC –9% APY(Ethereum – Lending vault)

Gauntlet-curated Morpho vault on Stable chain accepting USDT0 deposits. Net APY is 13.44%: 7.54% vault yield plus 5.89% in gtusdtb (Gauntlet’s USDtb token) rewards. 0% performance fee and 0% management fee.

The vault follows Gauntlet’s Balanced framework — optimizing for risk-adjusted yield across large and medium risk sources

Exposure is to USDT0 and Theo’s institutional RWA products (thBILL, thGOLD, thUSD backed by Standard Chartered Libeara and Wellington Management). $1.26M available liquidity against $18.56M deposits.

Risk — Medium ⚠️13% on a USDC vault is above the typical range for conservative Morpho curators (4–8%), which means either incentives are driving the headline or the collateral set is more aggressive than standard. Check the curator identity and allocation breakdown on Morpho before sizing in. Standard Morpho smart contract risk applies.

Farm Up to 20-35% on Stablecoins

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Today’s News Headlines:

- Robinhood Chain launches on mainnet
- Morpho powers Robinhood Earn
- Maple expands to Robinhood Chain
- dYdX launches Arcus on Robinhood Chain
- dYdX Foundation clarifies Arcus separation
- Edel pauses V1 after oracle exploit
- AaveChan shuts down after three years
- Theo invests $20M into FILQ
- Symbiotic launches Core V2
- Drift DEX rebrands to Velocity

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This Week’s Farming News:

• Pendle’s PT-USDG (Sep 2026) is now live as collateral on Aave V4’s newly launched Global Dollar Hub.

• Tangent Finance launches a boosted USG-GHO pool on Balancer, offering up to 7.27% APR with 105 points/day per dollar.

• Liquity Carry Vault on IPOR offers ~10% APR on ETH without looping risk, with yields paid in ETH from Liquity-generated revenue.

• Morpho offers 7% APR on stablecoins through Robinhood Chain, an Ethereum L2 built on Arbitrum's Orbit stack.

• Exponent offers PT-ONyc fixed-rate RWA yield at 15%+ APY on Solana with maturity on September 10th.

• Solstice renews incentives on Exponent Finance for another month with $15.6k USX/eUSX rewards for Limit Orders through July 27 and $2.4k eUSX for Liquidity Pools through July 31.

• Exponent renews $50K+ in monthly rewards across Solana with Limit Orders ($25K+ until July 27), Liquidity Pools ($11.5K+ until July 28), and Strategy Vaults ($15K until Aug 8).

• Citrea launches cBTC yield vault with Noon Capital, offering institutional-grade Bitcoin returns through automated looping between cBTC deposits and USN stablecoin strategy.

• TermMax launched TermPrime on Canton Network, a permissioned fixed-rate lending venue for KYB’d institutions — completing its first live 7-day test trade with CBTC as collateral, private transaction data, and atomic settlement.

Earn Up to 10% on USD Stablecoin Farms:

StakeDAO – USDT/USDe LP
9% APY (Ethereum – Curve LP

Curve stable pool pairing USDT with USDe (Ethena’s dollar-pegged stablecoin), boosted via StakeDAO on Arbitrum. Yield breakdown: 4.79% trading fees + 5.79% boosted CRV (1.67x). The high trading-fee component (4.79%) is notable — it reflects genuine swap demand between USDT and USDe rather than pure emissions, making this more organic than most incentivized stable pools - but maybe volatile since if the trading volume decreases. No CRV lock needed via StakeDAO.

Risk — Low/Medium⚠️
USDe’s risk profile has changed materially since its basis-trade era. Following Ethena’s Q1 2026 architecture shift, yield now comes primarily from institutional lending, stable spreads, and RWAs rather than perp funding — more stable but lower-yielding natively.

Curve and StakeDAO smart contract risk applies.

Euler – K3 Capital USDtb Vault – USDtb – 9.72% APY (Ethereum – Lending)

Lend USDtb — Ethena’s T-bill-backed stablecoin with reserves held in BlackRock’s BUIDL fund — into K3 Capital’s governed Euler vault. Supply APY breaks down as 2.08% base lending yield plus 7.64% in USDtb Merkl rewards, with the reward campaign running until July 10, 2026. USDtb is one of the cleanest stablecoins to lend — direct T-bill backing, no basis trade exposure, distinct from USDe. The vault is managed by K3 Capital across 9 borrowable markets with mixed collateral including sUSDe and others.

Risk — Low/Medium
The current 9.72% is a recent spike driven by fresh Merkl rewards — the average realistic APY once things normalize is closer to 7%+, and post-July 10 the rate drops to the 2.08% base unless a new campaign starts. USDtb itself is a strong underlying asset.

The collateral borrowers post includes sUSDe — any Ethena peg stress tightens borrower ratios and increases bad debt risk in the vault. K3 Capital is a smaller, newer curator than Steakhouse or Sentora. Euler smart contract risk applies.

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Pendle – PT reUSD (USDC)
9.4% Fixed APY (Ethereum – Pendle PT)

Pendle Principal Token on reUSD maturing December 10, 2026 — 161 days out. Buy at a discount today and redeem 1 USDC at maturity, locking in a fixed 9.71% APY. reUSD earns the greater of risk-free rate +250 bps or Ethena basis yield +250 bps, and deploys off-chain to reinsurance surplus notes. Instant redemption on reUSD is a meaningful advantage over most PTs. The longer maturity (vs the expired Jun 25 PT) gives more time for the fixed yield to compound.

Risk — Medium⚠️
Two specific risks to flag here.

First, PT price can fall before maturity — if interest rates rise broadly or reUSD’s perceived yield drops, the PT’s secondary market price moves down, meaning you could exit at a loss if you sell before Dec 10 rather than holding to maturity. This is only a risk if you don’t hold to maturity.

Second, reUSD depeg risk — if reUSD loses its $1 peg, the PT redeems at a discount. reUSD has a strong track record and a yield floor from the risk-free rate component, but the off-chain reinsurance exposure means it’s not fiat-backed in the traditional sense. Pendle smart contract risk applies.

Farm Up to 18% on Stablecoins and 26% on ETH

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