<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://news.todayindefi.com/p/defi-fixed-rate-loans-lock-in-2-3</loc><news:news><news:publication><news:name>Today in DeFi</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-07-31T08:00:46+00:00</news:publication_date><news:title>DeFi Fixed Rate Loans: Lock in 2-3% Borrow on Mopho Midnight, Tenor, &amp; TermMax</news:title></news:news></url><url><loc>https://news.todayindefi.com/p/farms-of-the-week-11-fixed-on-pendle</loc><news:news><news:publication><news:name>Today in DeFi</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-07-30T08:02:31+00:00</news:publication_date><news:title>Farms of The Week: 11% Fixed on Pendle &amp; 12% APR on Boosted LPs</news:title></news:news></url></urlset>