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Earn 12% Stable LP APR + 7% ETH LP APY

Selected picks across USD stables and ETH. APYs are current as of today — verify live before entering.

Oct 08, 2026
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Farming Benchmarks:

Every farm below beats that baseline. When a rate looks too good relative to this range, that gap is usually the incentive/emissions component, not organic yield — check the breakdown in each card.

Pendle (X Layer – LP) – USDG, 25 Feb 2027 – 12.22% APY

LP on USDG (Paxos’s Global Dollar — yield from reserve income shared with Global Dollar Network members). Deposit splits into SY-USDG and PT-USDG; you earn swap fees, USDG’s own yield, and PENDLE emissions. 72% of the 12.22% (8.8 points) is PENDLE, paid at a fixed ~$1.3K/week — the rate falls as TVL grows. Two-thirds of this pool’s liquidity was added in the last 24 hours, including one $592K deposit — exit liquidity is thin if that wallet leaves. Incentives stop at maturity.

Quick steps:

  1. Get a little OKB on X Layer for gas — buy on OKX, withdraw to X Layer.

  2. Get USDG, USDC, or USDT0 on X Layer (Pendle’s zap accepts all three).

  3. Open the pool page, connect wallet, switch to X Layer.

  4. Zap tab → Deposit → pick your token → confirm output reads “LP USDG 25 Feb 2027.”

  5. Leave “Keep YT Mode” off for a plain LP position.

  6. Check price impact/slippage, approve, confirm.

  7. Claim rewards weekly from the Pendle Dashboard.

Risk — Low ⚠️
Price risk on PENDLE (72% of your yield). Issuer/reserve risk on USDG (Paxos). X Layer chain risk — you’ll need OKB for gas, and the official bridge back to Ethereum takes ~7 days (use OKX, Stargate, or a DEX instead). Fixed weekly incentive budget means the APY compresses as the pool grows.


StakeDAO (Fraxtal – Boosted Curve LP) – crvUSD/frxUSD – 10.53% APR

Curve LP pairing crvUSD with frxUSD, boosted via StakeDAO’s veCRV position (1.68x now, ~2.02x optimal). Virtually all of the 10.53% — 10.47 points — is CRV + WFRAX emissions; organic trading fees are just 0.06%. No base yield to fall back on if gauge weight drops.

Quick steps (this one’s more involved — bridging required):

  1. Bridge frxUSD to Fraxtal via frax.com/swap (Frax Mesh route, under a minute) — go to Swap & Bridge, connect wallet, select frxUSD on your source chain as “You pay,” select frxUSD on Fraxtal as “You receive.”

  2. Also bridge a small amount for gas — Fraxtal’s native gas token is FRAX (check your wallet after the first transfer to confirm).

  3. Add Fraxtal to your wallet if needed (chain ID 252).

  4. Go to curve.finance, open the crvUSD/frxUSD pool (Fraxtal), connect your wallet, deposit frxUSD (one-sided deposits are generally fine) — you’ll receive crvUSDFRAX LP tokens.

  5. Go to the StakeDAO vault page, Deposit tab, and deposit your LP tokens.

  6. Claim CRV/WFRAX periodically from the Claim tab (watch gas costs).

Risk - Medium ⚠️
Near-total emissions dependency — this isn’t a snapshot you can lock in. Pool is thin ($270K) with StakeDAO holding over half of it; a large exit moves the price for everyone. Depeg risk on either crvUSD or frxUSD hits you directly. Fraxtal is an OP-Stack L2 — standard bridge back to Ethereum takes 7 days (Frax Mesh is faster for frxUSD specifically). No independent risk report found for this specific pool.

Liquity V2 Stability Pool –Passive 7+% APR

You deposit BOLD, Liquity’s stablecoin backed only by crypto collateral (WETH, wstETH, rETH) with immutable contracts. Yield comes from 75% of borrowers’ interest, paid in BOLD, plus liquidation gains: when an under-collateralized rETH position is liquidated, your BOLD buys the collateral at about a 5% discount, paid out in ETH. Additional interest comes from BOLD minting fees and interest rate adjustments.

The highest-paying pool over the past 24h is wstETH at 7.5%, but rETH is also worth considering, as the current average rate has been 8%+, so the forward-looking APR may be higher than the UI suggests.

The biggest risk for entering the stability pool to consider is peg risk, but BOLD is sitting at a 3-month low; this risk is reduced, and returns can be boosted if BOLD returns to its $1 peg.

<Earn Passive 7%+ APR on Liquity>

Risk — Low-Medium
BOLD carries an A- rating from Bluechip. The backing (crypto-only, no RWA/custodial assets) is genuinely conservative by design.
Liquidation-absorption risk if collateral crashes faster than Troves can be liquidated.
Peg risk: BOLD holders “remain dependent on BOLD to keep its peg. BOLD has redemption mechanisms to help reinforce the peg but these can take time to take effect. See Docs for more.
Track Record: Liquity V2 had a Stability Pool bug in early 2025 forcing a temporary withdrawal halt. The bug was patched and TVL has since recovered to $124M
Today in DeFi is Sponsored by Liquity

StakeDAO (Ethereum – Boosted Curve LP) – ETH/ETHx – 7.13% APR

Curve LP pairing ETH with ETHx (Stader’s liquid staking token), boosted 1.49x via StakeDAO. Healthier mix than the Fraxtal farm above: 5.21% CRV emissions + 1.92% organic trading fees. ETHx also earns staking yield separately (shows up in its exchange rate, not this APR). ETHx is minted only through Stader’s validator pool; independent reviews (2023/2024, nothing newer found) note thinner operator collateral than Rocket Pool and a small oracle committee reporting the exchange rate.

So the 7.67% is fees plus boosted CRV plus CVX combined — and since two of those three legs are token emissions rather than fee income, the rate moves with CRV/CVX prices and gauge-weight votes, not just trading activity.

ETH+ isn’t backed by a single asset — it’s 100% collateralized by a basket of four ETH liquid staking tokens:

Quick steps:

  1. Go to the StakeDAO vault page (Ethereum mainnet), connect wallet.

  2. Zap tab → pick ETH → enter amount → review quote → confirm (adds liquidity to Curve and stakes it in one step).

  3. Alternatively, deposit directly on Curve’s ETHx-ETH pool, then stake the LP token manually in StakeDAO’s Deposit tab.

  4. Claim CRV periodically, weighing mainnet gas against the claim amount.

Risk medium⚠️: ETHx peg risk — pool is now ~71% ETHx by count, so you’re increasingly exposed to it over plain ETH. Pool is small ($598K), StakeDAO holds ~73% of it. Staking-specific risks apply: slashing, operator misbehavior, oracle error. Stader’s TVL has fallen from a ~$534M peak to ~$225M, well below Lido and Rocket Pool. Mainnet gas can eat into small deposits.

This Week’s Farming News:

  • Superform Launches "Earn Stocks," Yield Strategies on Tokenized NVDA, TSLA, GOOGL and Other Mag 7 Stocks, offering up to 35% APR.

  • Lista Pays 5% on USDC Savings on Ethereum. The rate is native, with LISTA rewards stacked on top. It has $4.4M deposited at 92% utilization.

  • OKX Launches OKX Money, Paying Up to 10% on USDG. There is no lockup, and higher tiers need a 30-day average deposit, spending, or VIP status.

  • Aave V4 on Arc Accepts Maple's syrupUSDC as Collateral. Users can now borrow against it on that deployment.


Today’s News Headlines:

  • Derive Completes Its Migration to V3 Architecture.

  • Safe Launches Safe Pro, Aimed at Professional Use.

  • CFTC Proposed a Federal Rulebook for Crypto Exchanges.

  • Lido Unveils Lido Lend, a Security-First Lending Market

  • Stacks Enables Any BTC Holder to Earn Yield.

  • Base Partners With SMBC Nikko on an Institutional DeFi Gateway for Japan

  • Orca and Loopscale Merge Into One Solana Project.

  • Ethereum's Glamsterdam Fork Goes Live on Sepolia.

  • Samsung Wallet Adds USDC for 82M U.S. Galaxy Devices.


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