Today in DeFi - Particle's Universal Account Live, Scheduled Opus Launch on Starknet, Jumper X Sei Present $11M Incentive Pool, Borrow USD against ETH to earn >16% APR, and more..

Launches 🚀

• Particle Network’s Universal Account is going live. Universal Account aims to solve the problem of chain fragmentation through abstraction approach, enabling users to interact across all chains with one account, one balance, and one address only. Users can now sign up here to receive mainnet early access and get notified at go-live.

• Layer3 introduced Launchpad feature to bridge users and protocols. Launchpad promises to deliver exclusive access to pre-token protocols, incentives from top ecosystems, and high-quality, interactive airdrop experiences to users and helps protocols to get exposure to a massive consumer user base, on-chain engagement with flexible incentives, and token distribution with customizable user targeting.

• Aave has launched a new dedicated market for Ether.fi, enabling Ether.fi asset holders to borrow stablecoins against their crypto. This development marks a key step toward the introduction of Ether.fi Cash

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Updates 📰

• Etherfi chose Scroll as the settlement layer for the real-world ether.fi Cash transactions. Etherfi’s Cash is a credit card that can be used within Visa network. You can get 3% cashback on all transactions and 5% extra for the first $1,000. The credit card can now be pre-ordered here.

• Zerolend onboarded Etherfi’s eBTC and Pendle’s eBTC PT. You can now deposit and borrow these assets on Zerolend with > 100% APR of ZERO incentive and several protocol airdrop points.

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Upcoming ⏳

• Opus.money, a cross-margin credit protocol with autonomous monetary policy and dynamic risk parameters, is set to launch its mainnet on September 17, 2024, on Starknet.

• PIN AI has raised $10M in pre-seed funding to launch the world's first Open Platform for Personal AI. Investors include a16z crypto, Hack VC, Illia Polosukhin (Founder of NEAR), and Lily Liu (President of SOL Foundation), etc. The main product is expected to be launched in Oct 2024.

• The VRTX Vertical Program aims to improve the sustainability of Vertex's tokenomics, beginning with Stage 1, which reduces VRTX reward emissions by 50% and adjusts the reward split between Makers and Takers. Additionally, the program shifts reward epochs from monthly to weekly and plans future updates, including expanding community-driven incentives and enhancing VRTX staking and utility.

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Airdrops 🪂

• Jumper Exchange X Sei presents the Super Seiyan Week. Complete the tasks and interact with Sei for the next three weeks to share the $11M SEI incentive pool and points from partner protocols like Yei Finance.

• Suilend just rolled out a new round of SUI incentives. Deposit or borrow SUI, USDC, USDT, ETH or SOL to earn a share of 436,386 SUI over the next 2 weeks.

• Gearbox’s LBTC market is now live. Deposit and loop Lombard’s LBTC on Gearbox to earn leverage yields with up to 3x boost of Lux point.

• Mezo Portal now supports Swell’s swBTC. Deposit swBTC on Mezo Portal to earn 2x Mezo Mats and Swell Black Pearls.

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Farms 🧑🏻‍🌾

• Stake your GHO to earn ~19.45% APR from AAVE and Merit Program

  • Today in DeFi is supported in part by ACI

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Borrow USD against ETH to earn >16% APR